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Fighting inflation on a fixed income: These Calgary residents use faith, friends and a free breakfast

Inflation is at an 18-year high in Canada and hundreds of thousands of Albertans are trying to copeon minimum wage or fixed government stipends.

Nothing wrong with asking for a little help, says one woman coping with rising prices

Inflation is at an 18-year high. Four Calgary residents share how they're coping with inflation on a fixed income or low wages. (Elise Stolte/CBC)

A senior celebrating his "magnificent" free breakfast, a single-mom who saysonly faith in God keeps her from going crazy, and a monk hoping for a raise on his disability stipend.

These Calgarians are among hundreds of thousands of Albertanswho are trying to cope onsmallincomes as inflation hits an 18-year high in Canada.

According to government figures, more than 280,000 people in Alberta receive provincial stipends, either because they are low-income seniors, have a disability or are strugglingto find work.

This support is no longer tied to the cost of living sinceindexing was paused in 2019.

Many others work low-wage jobswhere pay has not increased to match the increased cost of gas, food andutilities.

CBC Calgaryspoke with four peoplein these situations to get a read on how they're doing. Here are their stories.

Frank McLoone is nearly 80 and says he's thriving. Here he's enjoying a free breakfast from The Alex Community Food Centre on 17th Avenue S.E. (Elise Stolte/CBC)

Frank McLoone

Frank McLoone visits The Alex Community Food Centre for a free breakfast every Friday morning, wowed by the quality and effort put in by the volunteers and red seal chef.

"Roast zucchini and onion with a hint of ginger," he reads on the menuboard and grins.

"These places find us. It's magnificent."

McLoone, who is in his 70s, has no private pension, only what the government provides.But with free breakfasts and events such as the recent free city festival in nearby ValleyviewPark, he says he's thriving.

The reason, he says, issubsidized housing.

"There's an equation attached to our income that is so attractive to help us thrive.It would be fabulous if that same equation could be attached to young families who are paying exorbitant rents and huge, huge mortgages," said McLoone.

"At the instruction of the Alberta government, (the housing provider)looks at our total income from our tax return on Line 150. And for housing, they take a third of our total income and give us two-thirds asdisposable income."

If you don't have faith, you'll go crazy, says Rita Abraham. She's been coping with inflation and trying to feed her family with just a part-time job. (Elise Stolte/CBC)

Rita Abraham

Rita Abrahamworks in housekeeping at a local hospital. But despite working for almost a decade, she still gets only part-time hours. That means paying the bills is tough.

She pays $930 in rent to Calgary Housing, but after that, there just isn't ever enough for food, gas and school fees.

She counts on the free food she gets from Humanity Promise, a recently-formed food charity that receives donations through Community Kitchen.

"Sometimes we get vegetables, bread, chicken, onions a lot of different things," she said.

Living this way throughout the pandemic has beenvery stressful. But she says her faith has helped.

"You know, if you don't have a faith, you will run crazy," she said."When you see your kids like this, you have to say: 'No. Let me just keep going and then the rest, God will make it.' Without faith, it is very hard."

Karma Tsewang Gyurmey saves money by buying all his oats and rice in bulk. He's hoping the Alberta government will resume indexing government benefits so they increase with inflation. (Elise Stolte/CBC)

Karma Tswng Gyurmey

Karma Tswng Gyurmey, a military vet and Buddhistmonk,lives in a small apartment in the Thorncliffe neighbourhood. He's been getting a disability stipend through the Alberta government for six years, which comes in at about $1,700 a month. Rent eats up almost $1,000.

He stretches the dollars by buying brown rice, oats and other staples in bulk through a co-op that gets warehouse prices on organic foods. But with his electricity bills rising, he's had to cut back and buy less fresh produce.

Inflation has him hoping politicians willincrease support and tieit to the actual cost of living again, since that indexing was paused shortly after the provincial government changed in 2019.

"It's not a huge raise, but when you're talking about a monthly income of under $2,000, every dollar can make a difference," he said. "I'm hoping we can get our indexing back and soon. We're coming up to January; it would be really nice to get a raise."

Tina Garstad says most people who work in retail are earning minimum wage and it's been a tough slog, especially for part-time workers, with prices rising. (Elise Stolte/CBC)

Tina Garstad

Tina Garstad works as a floor-level manager at an athletic store. She says the vast majority of people in retail are making minimum wage, or just above that. Many struggle to get full-time hours, and the money woes now come on top of rude customers spitting and yelling when asked to wear masks.

Federal support helped during layoffs,but now the tax bill on that support is coming due. "When you make minimum wage and have to pay back money it's a worry."

Garstad saves money by cooking beans, maximizing points when grocery shoppingand by not having a car. Shewalks to work instead.She also relies on a vibrant friend networkfor advice when she runs into a problem, such as recently when a dentist wanted her to pay $1,500 up front for a root canal.

She put out the call for advice and then realized not only was her dentist charging 50 per cent more than the Alberta fee schedule but many other dentists accommodate patients with direct billing and payment plans.

"I was having a total conniption," said Garstad."There's nothing wrong with asking for a little help, and asking your friends if they know where you can access a certain service.Or if they just know how to listen. Sometimes that's the kindness that matters."


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