In terms of our wallets, the year 2020 was off to a pretty great start. Unemployment numbers were down, the stock market was steadily ticking upward and things looked bright. Then the coronavirus pandemic hit, wreaking financial devastation on businesses and consumers alike. But one thing that hasnt suffered at least not yet is peoples credit scores .

As part of its 11th annual State of Credit report , credit bureau Experian examined how consumers are managing their credit amid the COVID-19 pandemic, including how credit scores break down for each U.S. state.

2020 Average Credit Score Rankings

As part of the annual study, Experian compared VantageScores by state and ranked them by their average score as of the second quarter of 2020, which ended June 30. The top five states were Minnesota, South Dakota, Vermont, New Hampshire and Wisconsin, with average credit scores of 711 or higher. Mississippi, Louisiana, Georgia, Alabama and Texas took the five lowest spots, with average scores below 666. Notably, scores in both the top and bottom rankings are higher overall than last year.