Plenty of evidence shows how widespread and devastating Americas housing crisis is, but perhaps none quite as starkly as this: Theres not a single state, metropolitan area or county in the U.S. where a full-time worker earning the minimum wage can afford the rent for a modest two-bedroom apartment .

Affordable housing is fundamental to a safe, healthy, stable life. It brings a host of advantages, including better physical and mental health outcomes , better access to education for children, and a better chance at upward economic mobility . Yet, for a huge swath of the population, it remains completely out of reach.

A worker earning the federal minimum wage of $7.25 an hour would need to work nearly 127 hours a week equivalent to more than three full-time jobs to afford a modest two-bedroom rental without spending more than 30% of their salary on housing costs. To afford a modest one-bed rental, they would need to work 103 hours a week.

These figures come from the National Low Income Housing Coalitions annual Out of Reach report , published on Tuesday, which for 30 years has documented the gap between renters earnings and rental costs across the country.

The report takes the fair market rent of modest one- and two-bedroom rentals (defined as the Department for Housing and Urban Developments best estimate of what a family moving today can expect to pay) and then calculates the hourly wage a renter would need for it to be affordable (meaning he or she spends no more than 30% of their income on housing costs).