Ever since the Great Recession , interest rates have been at rock bottom. Thats great for anyone who wants to borrow money. But for savers? Not so much. The average savings account rate today is a measly 0.10%, according to the Federal Deposit Insurance Corp . So if youre trying to save money , dont expect a ton of help from your bank.

Even so, there are some banks offering above-average savings account interest rates. In fact, you can find rates upwards of 2.00% if you take your money online. The best part is that many dont require you to deposit a ton of cash in order to get these rates.