It's not monsters under the bed or evil clowns that people in this country most are afraid of. In fact, Americans' fears are based more around non-fictional occurrences related to their security, like identity theft and credit card fraud.

In Chapman University's second annual survey of American fears , respondents answered questions about 88 fears relating to a vast range of subject matters, including the government, aging, sickness, health, natural and man-made disasters, personal anxieties and, yes, clowns. Data was even collected on the paranormal and other occult fears, such as haunted houses.

More than 1,500 adults around the country participated in the survey, rating their level of fear for each question on a scale of 1 (not afraid) to 4 (very afraid). Here are the categories in which Americans' fears fell most heavily:

1. Corruption of government officials: 58 percent

2. Cyber terrorism: 44.8 percent

3. Corporate tracking of personal information: 44.6 percent

4. Terrorist attacks 44.4 percent

5. Government tracking of personal information: 41.4 percent

6. Bio-warfare: 40.9 percent

7. Identity theft: 39.6 percent

8. Economic collapse: 39.2 percent

9. Running out of money in the future: 37.4 percent

10. Credit card fraud: 36.9 percent